Blog
Tuning Out the Noise on Annuities
In my experience as a financial professional, I have found no financial product to be more polarizing than an annuity. Some folks love them, but others consider annuity to be a bad word. Even financial advisors of different types seem...
Read MoreNew Year, New Rules for Retirement Accounts
The New Year always seems to bring a change of some sort, from beginning a new health regimen to becoming more intentional with your finances by developing a spending plan. This year, retirement savers have gotten an added wrinkle to...
Read MoreA Changing Landscape For Retirees
Politicians, economists and talking heads alike continue to debate whether we have entered a recession. Recessions have been officially declared by the National Bureau of Economic Research, a committee of economists who defines a...
Read MoreSpotlight on Health Savings Accounts
We often hear from folks that are looking to maximize their savings opportunities prior to retirement. Perhaps you are already taking full advantage of employer retirement plan contributions, contributing all you can to IRAs and Roth...
Read MoreHave a Plan for Inflation
If you have filled up your gas tank or bought the family groceries it has been hard to ignore the rising prices. This has spilled over to many consumer and household goods as well due to strong demand and continued bottlenecks in the...
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Year-End Tax Planning Playbook
The end of the year is often one of the busiest times for our advisors both professionally and personally. Additionally in 2021, we continue to monitor pending legislation that could have a major impact on our clients. The Build Back...
Read MoreAll in a Day’s Work
Just the other day at a social gathering, I was met with a question one might ask a financial advisor. "Where is the market headed from here?" I gave my usual answer: "My educated guess is up, over the long-term." But this time it...
Read MoreDon’t Get Too Comfortable
Regardless of if you are a recent graduate, mid-career professional, approaching or in retirement I would offer the same advice for life: "Don't get too comfortable." My experience has shown that the most rewarding and beneficial...
Read MoreDon’t Fall Victim to the Next Bernie Madoff
Bernie Madoff, who swindled thousands of investors to the tune of over $10 billion by way of his infamous Ponzi Scheme, passed away last week while serving a 150-year prison sentence. [1] While Madoff has become known as one of...
Read MoreA Closer Look at Roth IRAs
With renewed concerns over higher future tax rates, Roth IRAs are being given a closer look by many investors. As the tax code can be a landmine to navigate, there are a number of traps to avoid with regards to Roth IRAs. We take a...
Read MoreFine-Tune Your Taxes for 2020 and Beyond
While the The Coronavirus Aid, Relief, and Economic Security Act (aka the CARES Act) did postpone the deadline for tax filing from April 15th to July 15th, those taxes will soon become due. For those that may be feeling the pinch from...
Read MoreDoes it Pay to “Sell in May?”
It is human nature to try to make sense of the unknown. In this time of great uncertainty, it is not surprising that some investors may be tempted to try to use perceived market patterns or indicators to their advantage. This can take...
Read More5 Ways to Manage Cabin Fever
During this current period of isolation and shared sacrifice, it is important to remember what we can do to avoid cabin fever and stay connected with our friends, family and community. Below are 5 ways to avoid the cabin fever blues...
Read MoreThe SECURE Act: A Major Shakeup for Retirement Planning
In 2020, retirement planning is expected to experience the first major shakeup since the Pension Protection Act of 2006. The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) was attached to a bipartisan spending...
Read MoreThe Search for Income in Retirement
I regularly hear stories from clients regarding their earlier investing experiences, particularly about the days when rates that were available on CD's and bonds were much higher. While the U.S. faced two recessions in the early 1980's...
Read MoreWhich Bond is Your Favorite?
Early on in my career, I took an interest in bond investments and particularly the role that they play in a sound portfolio. While many advisors were more interested in finding the next hot stock, I would scour bond inventories and...
Read MoreMeet The Advisor: Nick Hughes, CFP®
Visionary Horizons was fortunate enough to add Nick Hughes, CFP® to our team at the beginning of 2019. Nick will be servicing his clients from his office in Chattanooga, TN. Here, in his own words, is his reason for being in our...
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